The organization has the capacity to make a leap from a largely paper-based and mobile phone system to fully digitized system based on the foundation it has built to date. In three years JSA has created a network of small businesses for approximately 1,500 women organized in approximately 100 groups with a loan portfolio approaching $100,000.
The current un-met need for additional lending within the JSA network is estimated to be $350,000 with the potential to scale up to five times that amount within Uganda alone. The organization is currently operating at 25% of capacity. Utilization of the grant funds will help to further expand operating capacity and allow for rapid deployment of new capital for lending, which is anticipated to occur by mid-2020. As for reaching capacity, JSA will support and rely on the Impact Africa Fund to generate additional capital. The targeted timetable for this accomplishment will be in 2021.
